119th Congress

H.R.6955

Main Street Act Main Street Capital Access Act

Main Street Capital Access Act

Introduced·1/7/26

Prefiled

Introduced1/7/26

Chamber Passed

Final Passage

Complete

Modernizes bank supervision, promotes competition, and enhances transparency in banking regulations.

The Main Street Capital Access Act aims to modernize bank supervision by revising the CAMELS rating system, prohibiting the use of reputational risk in supervisory frameworks, and establishing an Office of Independent Examination Review. It promotes competition by modernizing bank holding company mergers and clarifying guidance. The act enhances transparency by requiring annual reports on bank examinations, interactions with global financial regulatory forums, and the discount window.

Included in complete analysis

Overview
Core Provisions
Implementation
Impact
Legal Framework
Critical Issues

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Where it stands

Current: In committee
Next: Committee decision

Roll Call Votes

270 Yea

R R D R R D D R R R R R R R R R R R D R R R R DRD R R R R R R R R R R R R R R D D R R R R R R RRR R R R R R R D R R R R R R D R D R R D R R R R R R R R D R R D R R D R R D R R D R D D R R R R R D D R R R RDD D D D R R R R R R R D R D R R R R R R R R R R R D D R R R D R R R R I D D R D R R R R D D D R R R R R R R R RRR R R R R R R R R R R R R R R R R R R R D D D R R R D R R R R R R R D D R R R R R R R R R RRD R R RRR R R R R R R R R D R D D R R R R D D R D R D R R D D R D R R R R R R R R R R R R R R D R D D R R R R R R R R

155 Nay

D D D D D DDD D D D D D D D D DDD D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D R D D D D D D D D

1 Not Voting

5 Absent

R R D R R

Calendar

Jul 20

2:00 PM

House Committee on Rules Hearing

History

Jul 21

House

Considered under the provisions of rule H. Res. 1438.

Jul 21

House

Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.

Jul 21

House

DEBATE - The House proceeded with one hour of debate on H.R. 6955.

H.R.6955

Where it stands

Sponsors

Roll Call Votes

Calendar

History