119th Congress

H.R.6955

Main Street Capital Access Act

Introduced·1/7/26

Prefiled

Introduced1/7/26

Chamber Passed

Final Passage

Complete

The Main Street Capital Access Act aims to improve federal banking laws by enhancing bank competition, modernizing supervision, and strengthening.

The Main Street Capital Access Act proposes several reforms to federal banking laws. It seeks to promote new bank formation and improve access to local communities by studying methods to boost rural depositories. The act also aims to tailor bank regulation to better account for institutions with low operational risk and to enhance bank-fintech partnerships. It includes provisions for the modernization of supervision, such as removing reputational risk from supervisory considerations and establishing an Office of Independent Examination Review.

Included in complete analysis

Overview
Core Provisions
Implementation
Impact
Legal Framework
Critical Issues

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Where it stands

Current: In committee
Next: Committee decision

Roll Call Votes

270 Yea

R R D R R D D R R R R R R R R R R R D R R R R DRD R R R R R R R R R R R R R R D D R R R R R R RRR R R R R R R D R R R R R R D R D R R D R R R R R R R R D R R D R R D R R D R R D R D D R R R R R D D R R R RDD D D D R R R R R R R D R D R R R R R R R R R R R D D R R R D R R R R I D D R D R R R R D D D R R R R R R R R RRR R R R R R R R R R R R R R R R R R R R D D D R R R D R R R R R R R D D R R R R R R R R R RRD R R RRR R R R R R R R R D R D D R R R R D D R D R D R R D D R D R R R R R R R R R R R R R R D R D D R R R R R R R R

155 Nay

D D D D D DDD D D D D D D D D DDD D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D R D D D D D D D D

1 Not Voting

5 Absent

R R D R R

Calendar

Jul 20

2:00 PM

House Committee on Rules Hearing

History

Jul 21

House

Considered under the provisions of rule H. Res. 1438.

Jul 21

House

Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.

Jul 21

House

DEBATE - The House proceeded with one hour of debate on H.R. 6955.

H.R.6955

Where it stands

Sponsors

Roll Call Votes

Calendar

History