119th Congress

H.R.6703

Lower Health Care Premiums for All Americans Act

Chamber Passed·12/18/25

Prefiled

Introduced

Chamber Passed12/18/25

Final Passage

Complete

Lower Health Care Premiums for All Americans Act aims to ensure affordable health insurance.

The Lower Health Care Premiums for All Americans Act seeks to improve health care options for workers by allowing groups or associations of employers to maintain group health plans. It mandates that these plans treat all self-employed individuals as a single risk pool, pool all claims, and charge the same premium rate. The act also requires entities providing pharmacy benefit management services to submit reports to group health plans, detailing drug spending and other relevant information.

Included in complete analysis

Overview
Core Provisions
Implementation
Impact
Legal Framework
Critical Issues

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Where it stands

Last: Passed the House · 216–211 · Dec 18, 2025
Current: The Senate
Next: Senate floor vote

Roll Call Votes

216 Yea

R R R R R R R R R R R R R R R R R R R R RRR R R R R R R R R R R R R R R R R R R RRR R R R R R R R R R R R R R R R R R R R R R R R R RRR R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R RRR R R R R RRR R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R RRR R RRR R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R R

211 Nay

D D D D D D D D D D D D D D D D D D D D D D D D DDD D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D DDD D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D DDD D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D R D D D D D D D D D D D D

6 Absent

DR R D D R

Calendar

Dec 16, 2025

2:00 PM

House Committee on Rules Hearing

History

Dec 18, 2025

Senate

Received in the Senate.

Dec 17, 2025

House

Rules Committee Resolution H. Res. 953 Reported to House. Rule provides for consideration of H.R. 6703, H.R. 498 and H.R. 3492. The resolution provides for consideration of H.R. 6703 and H.R. 498 under a closed rule and H.R. 3492 under a structured rule with one hour of general debate and one motion to recommit on each bill.