Ohio SB165 prohibits insurers from denying health insurance claims based on certain factors.

Ohio SB165 amends the state's insurance laws to prevent insurers from reducing or denying reimbursement for claims based on specific factors. Insurers are prohibited from denying claims based on the absence of an emergency medical condition if a prudent layperson would have reasonably expected such a condition. The bill also mandates that insurers cover emergency services without regard to the time or place they are rendered or whether prior authorization was obtained.

Ohio SB165 prohibits insurers from denying health insurance claims based on certain factors.

Ohio SB165 amends the state's insurance laws to prevent insurers from reducing or denying reimbursement for claims based on specific factors. Insurers are prohibited from denying claims based on the absence of an emergency medical condition if a prudent layperson would have reasonably expected such a condition. The bill also mandates that insurers cover emergency services without regard to the time or place they are rendered or whether prior authorization was obtained.