Ohio SB164 regulates the use of artificial intelligence by health insurers, requiring transparency and prohibiting sole reliance on AI for care.

Ohio SB164 mandates that health insurers cannot base decisions to deny, delay, or modify health care services solely on artificial intelligence. Any such decision must include a plain language explanation. The bill also requires health insurers to report annually on their use of AI in utilization review processes, including algorithm criteria, data sets, and outcomes. The superintendent of insurance can audit these AI practices and publish the reports.

Ohio SB164 regulates the use of artificial intelligence by health insurers, requiring transparency and prohibiting sole reliance on AI for care.

Ohio SB164 mandates that health insurers cannot base decisions to deny, delay, or modify health care services solely on artificial intelligence. Any such decision must include a plain language explanation. The bill also requires health insurers to report annually on their use of AI in utilization review processes, including algorithm criteria, data sets, and outcomes. The superintendent of insurance can audit these AI practices and publish the reports.