SB164

Regulate the use of artificial intelligence by health insurers

Introduced·4/1/25
Introduced Text

Ohio SB164 regulates the use of artificial intelligence by health insurers, requiring transparency and prohibiting sole reliance on AI for care.

Ohio SB164 mandates that health insurers cannot base decisions to deny, delay, or modify health care services solely on artificial intelligence. Any such decision must include a plain language explanation. The bill also requires health insurers to report annually on their use of AI in utilization review processes, including algorithm criteria, data sets, and outcomes. The superintendent of insurance can audit these AI practices and publish the reports.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Institutions, Insurance and Technology Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

Calendar

Oct 28, 2025

4:00 PM

Senate Financial Institutions, Insurance and Technology 1st Hearing, Sponsor

History

Apr 2, 2025

Senate

Referred to committee: Financial Institutions, Insurance and Technology

Apr 1, 2025

Senate

Introduced