HB904

Establish a reinsurance program

Introduced·5/13/26
Introduced Text

Establishes a reinsurance program in Ohio to mitigate high-risk health insurance costs.

The bill creates a reinsurance program in Ohio to help health plan issuers manage high-risk costs. The program sets an attachment point of $30,000, an 80% coinsurance rate, and a $250,000 cap. The superintendent of insurance can adjust these parameters annually based on available funds. The program will use funds from the Ohio reinsurance fund, which includes federal innovation waiver funds and additional federal funds. The superintendent must apply for a federal innovation waiver to implement the program.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

DDDDDDD
7
0
Democratic CaucusRepublican Caucus

History

May 20

House

Referred to committee: Insurance

May 13

House

Introduced