Ohio HB636 mandates transparency in auto insurance estimates by requiring clear disclosure of aftermarket parts and OEM options.

Ohio HB636, known as the Auto Insurance Transparency Act, requires insurers to clearly disclose the use of aftermarket parts in written estimates and offer OEM part repair coverage options. It mandates that insurers provide a written notice detailing the use of aftermarket parts and the option to use OEM parts, even if it means paying the difference. The bill also allows the use of salvage parts if they match the quality of OEM parts and requires aftermarket parts to have the manufacturer's name or logo. Violations are considered unfair and deceptive practices.

Ohio HB636 mandates transparency in auto insurance estimates by requiring clear disclosure of aftermarket parts and OEM options.

Ohio HB636, known as the Auto Insurance Transparency Act, requires insurers to clearly disclose the use of aftermarket parts in written estimates and offer OEM part repair coverage options. It mandates that insurers provide a written notice detailing the use of aftermarket parts and the option to use OEM parts, even if it means paying the difference. The bill also allows the use of salvage parts if they match the quality of OEM parts and requires aftermarket parts to have the manufacturer's name or logo. Violations are considered unfair and deceptive practices.