HB596

Require uninsured motorist coverage; increase minimum coverage

Introduced·11/18/25
Introduced Text

Ohio HB596 requires uninsured motorist coverage and increases minimum auto liability insurance requirements.

Ohio HB596 mandates that auto insurance policies include uninsured motorist coverage and raises the state's minimum auto liability insurance requirements. The bill specifies that policies must cover bodily injury or death of one person in an accident for at least $25,500, and for two or more persons in an accident for at least $51,000. It also covers property damage up to $25,000 per accident. The bill affects all auto insurance policyholders in Ohio by ensuring they have adequate coverage for accidents involving uninsured or underinsured motorists.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Insurance Committee
Next
Committee decision

Sponsors

DDD
3
1
R
Democratic CaucusRepublican Caucus

History

Nov 19, 2025

House

Referred to committee: Insurance

Nov 18, 2025

House

Introduced