Ohio HB438, the FAMILY Act, regulates health insurance coverage for small employers and individuals.

Ohio HB438, the FAMILY Act, mandates that health insurers offer coverage for essential health benefits, including preventive care and emergency services. It prohibits insurers from imposing pre-existing condition exclusions beyond twelve months and restricts cost-sharing limits. The act also requires insurers to provide coverage for dependent children adopted by participants or beneficiaries. Insurers must offer coverage to all eligible employees without service waiting periods and provide special enrollment periods for late enrollees.

Ohio HB438, the FAMILY Act, regulates health insurance coverage for small employers and individuals.

Ohio HB438, the FAMILY Act, mandates that health insurers offer coverage for essential health benefits, including preventive care and emergency services. It prohibits insurers from imposing pre-existing condition exclusions beyond twelve months and restricts cost-sharing limits. The act also requires insurers to provide coverage for dependent children adopted by participants or beneficiaries. Insurers must offer coverage to all eligible employees without service waiting periods and provide special enrollment periods for late enrollees.