HB21

Enact the Health Care Sharing Ministries Freedom to Share Act

Chamber Passed·11/12/25

Enacts the Health Care Sharing Ministries Freedom to Share Act in Ohio.

The bill enacts the Health Care Sharing Ministries Freedom to Share Act in Ohio. It defines a health care sharing ministry as a nonprofit organization that facilitates sharing of medical expenses among members with common ethical or religious beliefs. It exempts these ministries from state insurance laws and allows tax deductions for membership contributions. The attorney general has exclusive authority to determine if an organization qualifies as a health care sharing ministry.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Last
Passed the House · 65–31 · Nov 12, 2025
Current
Financial Institutions, Insurance and Technology Committee
Next
Senate floor vote

Sponsors

DD
2
12
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Democratic CaucusRepublican Caucus

Roll Call Votes

65 Yea

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31 Nay

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Calendar

Jun 9

4:00 PM

Senate Financial Institutions, Insurance and Technology 3rd Hearing, Opponent/Interested Party

May 12

4:00 PM

Senate Financial Institutions, Insurance and Technology (Cont.) 2nd Hearing, Proponent

History

Nov 19, 2025

Senate

Referred to committee: Financial Institutions, Insurance and Technology

Nov 18, 2025

Senate

Introduced

Nov 12, 2025

House

Passed