Directs the New York State Housing and Community Renewal Commissioner to study the feasibility of a state-backed housing mobility mortgage program.

The "Housing Mobility Mortgage Study Act" mandates the New York State Housing and Community Renewal Commissioner, in collaboration with the State of New York Mortgage Agency (SONYMA), to conduct a comprehensive study on the potential impacts of establishing a state-backed housing mobility mortgage program. The study will analyze administrative feasibility, effects on housing inventory, mobility, real estate markets, and affordability, and assess risks and benefits to taxpayers, homeowners, housing markets, and state housing policy objectives.

Directs the New York State Housing and Community Renewal Commissioner to study the feasibility of a state-backed housing mobility mortgage program.

The "Housing Mobility Mortgage Study Act" mandates the New York State Housing and Community Renewal Commissioner, in collaboration with the State of New York Mortgage Agency (SONYMA), to conduct a comprehensive study on the potential impacts of establishing a state-backed housing mobility mortgage program. The study will analyze administrative feasibility, effects on housing inventory, mobility, real estate markets, and affordability, and assess risks and benefits to taxpayers, homeowners, housing markets, and state housing policy objectives.