New York S10292 mandates health insurance coverage for prosthetic and orthotic devices, aligning with federal standards for the aged and disabled.

S10292 requires health insurance policies in New York to cover prosthetic and orthotic devices at levels equal to federal standards for the aged and disabled. This includes coverage for replacement devices or parts without continuous use or lifetime restrictions if deemed necessary by a health care provider. The bill also mandates that prosthetic and orthotic devices be considered habilitative or rehabilitative benefits for essential health coverage. Insurers are prohibited from denying benefits for prosthetic or orthotic devices for individuals with limb loss or absence.

New York S10292 mandates health insurance coverage for prosthetic and orthotic devices, aligning with federal standards for the aged and disabled.

S10292 requires health insurance policies in New York to cover prosthetic and orthotic devices at levels equal to federal standards for the aged and disabled. This includes coverage for replacement devices or parts without continuous use or lifetime restrictions if deemed necessary by a health care provider. The bill also mandates that prosthetic and orthotic devices be considered habilitative or rehabilitative benefits for essential health coverage. Insurers are prohibited from denying benefits for prosthetic or orthotic devices for individuals with limb loss or absence.