Requires entities accessing consumer credit reports to inform consumers of their right to obtain a security freeze.

This bill amends the general business law to mandate that entities accessing a consumer's credit report must notify the consumer of their right to obtain a security freeze. Additionally, it prohibits these notices from containing any advertising for paid services. The security freeze allows consumers to restrict access to their credit information, providing an added layer of protection against identity theft and fraud.

Requires entities accessing consumer credit reports to inform consumers of their right to obtain a security freeze.

This bill amends the general business law to mandate that entities accessing a consumer's credit report must notify the consumer of their right to obtain a security freeze. Additionally, it prohibits these notices from containing any advertising for paid services. The security freeze allows consumers to restrict access to their credit information, providing an added layer of protection against identity theft and fraud.