Prohibits insurers from reducing disability benefits due to social security disability benefits unless specific conditions are met.

This bill amends the insurance law to prohibit insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless the insurer has a reasonable, good faith belief that the insured is entitled to such benefits, notifies the insured of their potential eligibility, makes a good faith effort to assist the insured in applying for such benefits, and the insured fails to apply for or pursue these benefits with reasonable diligence.

Prohibits insurers from reducing disability benefits due to social security disability benefits unless specific conditions are met.

This bill amends the insurance law to prohibit insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless the insurer has a reasonable, good faith belief that the insured is entitled to such benefits, notifies the insured of their potential eligibility, makes a good faith effort to assist the insured in applying for such benefits, and the insured fails to apply for or pursue these benefits with reasonable diligence.