S.04012

Requires notification to insureds about out-of-network physicians and coverage.

Amends the insurance law to require notification to insureds that an out-of-network physician may be used in their procedure, test, or surgery and that such physician's services shall not be covered by their insurance policy. Provides that such services must be covered if the insured person does not receive notification prior to such services or procedure. This act shall take effect immediately.