New York S02648 mandates dental insurance coverage for night guards prescribed by licensed dentists, including under Medicaid.
New York S02648 amends the insurance law to require dental insurance coverage for night guards, which are protective devices for the mouth that cover the teeth and gums to prevent and reduce injury. The bill defines "night guard" and mandates coverage for these devices when prescribed by a licensed dentist. Additionally, it amends the social services law to ensure night guards are covered under Medicaid. The changes apply to policies and contracts issued, renewed, modified, altered, or amended on or after the effective date of the act.
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