New York A11164 regulates pet insurance policies, requiring insurers to disclose policy terms, definitions, and exclusions.

New York A11164 amends the insurance law to regulate pet insurance policies. Insurers must disclose important policy provisions and definitions prominently in the policy and on their websites. Insurers can exclude coverage for preexisting conditions but must prove the exclusion applies. Waiting periods for illnesses or orthopedic conditions are limited to 30 days. Insurers must clearly disclose waiting periods, benefit schedules, and any other exclusions. Wellness programs must be clearly distinguished from pet insurance policies.

New York A11164 regulates pet insurance policies, requiring insurers to disclose policy terms, definitions, and exclusions.

New York A11164 amends the insurance law to regulate pet insurance policies. Insurers must disclose important policy provisions and definitions prominently in the policy and on their websites. Insurers can exclude coverage for preexisting conditions but must prove the exclusion applies. Waiting periods for illnesses or orthopedic conditions are limited to 30 days. Insurers must clearly disclose waiting periods, benefit schedules, and any other exclusions. Wellness programs must be clearly distinguished from pet insurance policies.