New York A11069 amends the insurance law to regulate the use of aerial images in homeowners' insurance, requiring insurers to notify policyholders.

New York A11069 amends the insurance law by adding a new section that imposes requirements on insurers using aerial images for homeowners' insurance. Insurers must notify policyholders annually about the potential use of aerial images and provide a process for appealing adverse decisions based on such images. If an insurer bases an adverse decision on an aerial image, they must include date-stamped images in the notice, offer an in-person inspection, and provide remediation steps. The insurer cannot base an adverse decision on an aerial image taken more than 180 days prior to the decision.

New York A11069 amends the insurance law to regulate the use of aerial images in homeowners' insurance, requiring insurers to notify policyholders.

New York A11069 amends the insurance law by adding a new section that imposes requirements on insurers using aerial images for homeowners' insurance. Insurers must notify policyholders annually about the potential use of aerial images and provide a process for appealing adverse decisions based on such images. If an insurer bases an adverse decision on an aerial image, they must include date-stamped images in the notice, offer an in-person inspection, and provide remediation steps. The insurer cannot base an adverse decision on an aerial image taken more than 180 days prior to the decision.