New York A10595 mandates insurance coverage for cochlear implants and backup devices during initial implantation and for replacements and upgrades.

New York A10595 amends the insurance law to require comprehensive-type coverage for cochlear implants and backup devices. This coverage must be provided during the initial implantation and for any replacements or upgrades. The backup device must be provided as long as the patient is actively using the cochlear implant, including during any necessary upgrades. The coverage cannot be subject to annual deductibles or coinsurance.

New York A10595 mandates insurance coverage for cochlear implants and backup devices during initial implantation and for replacements and upgrades.

New York A10595 amends the insurance law to require comprehensive-type coverage for cochlear implants and backup devices. This coverage must be provided during the initial implantation and for any replacements or upgrades. The backup device must be provided as long as the patient is actively using the cochlear implant, including during any necessary upgrades. The coverage cannot be subject to annual deductibles or coinsurance.