A07681

Requires insurance policies and health maintenance organization contracts to cover hospital stays for maternity patients and newborns.

Requires all insurance policies and health maintenance organization contracts to provide coverage for maternity patients and their newborns for hospital stays of at least 48 hours following childbirth by natural delivery and 96 hours following childbirth by caesarean section. Provides such coverage for patients who are recipients of medicaid. Maternity care coverage must include parent education, assistance, and training in breast or bottle feeding, and necessary maternal and newborn clinical assessments. A mother can choose to be discharged earlier than the specified time periods.