Prohibits insurers from reducing disability benefits due to receipt of social security disability benefits unless specific conditions are met.

This bill amends the insurance law to prohibit insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless certain conditions are met. These conditions include the insurer having a reasonable, good faith belief that the insured is entitled to such benefits and a means of estimating the amount payable, notifying the insured of their potential eligibility and the need to pursue benefits through administrative appeals, making a good faith effort to assist the insured in applying for such benefits, and the insured failing to.

Prohibits insurers from reducing disability benefits due to receipt of social security disability benefits unless specific conditions are met.

This bill amends the insurance law to prohibit insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless certain conditions are met. These conditions include the insurer having a reasonable, good faith belief that the insured is entitled to such benefits and a means of estimating the amount payable, notifying the insured of their potential eligibility and the need to pursue benefits through administrative appeals, making a good faith effort to assist the insured in applying for such benefits, and the insured failing to.