New York A03687 requires dental insurance policies and contracts to disclose that providers may charge normal fees for non-covered services and.
New York A03687 mandates that all dental insurance policies and contracts include a disclosure stating that participating providers may charge their normal fee for services not covered by the plan. Additionally, it requires providers to offer an estimated cost for each non-covered service before providing it. The bill defines "covered services" as dental services for which reimbursement is available under an insured's dental plan or would be available but for contractual limitations.
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