New York A02683 mandates insurance coverage for cranial prostheses, defined as wigs or hairpieces, for individuals with medical hair loss.
New York A02683 amends the insurance law to require coverage for cranial prostheses, defined as wigs or hairpieces, for individuals experiencing permanent or temporary medical hair loss. This coverage applies to policies that provide coverage for prostheses, including those issued by hospital service corporations and medical expense indemnity funds. The coverage must be prescribed by a licensed provider for the treatment of diagnosed health conditions, chronic illnesses, or injuries, such as alopecia areata, alopecia medicamentosa, scarring alopecia, and lupus.
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