New York S09156 imposes requirements on insurers using aerial images for homeowners' insurance, including notice and appeal processes.

New York S09156 amends the insurance law to establish specific requirements for insurers using aerial images of insured properties for homeowners' insurance. Insurers must notify policyholders if aerial images may be taken and provide these images upon request. If an insurer bases an adverse decision on an aerial image, they must include date-stamped images in the notice, offer an appeal process, and provide a remediation process. The insurer must also conduct an in-person inspection to verify the conditions.

New York S09156 imposes requirements on insurers using aerial images for homeowners' insurance, including notice and appeal processes.

New York S09156 amends the insurance law to establish specific requirements for insurers using aerial images of insured properties for homeowners' insurance. Insurers must notify policyholders if aerial images may be taken and provide these images upon request. If an insurer bases an adverse decision on an aerial image, they must include date-stamped images in the notice, offer an appeal process, and provide a remediation process. The insurer must also conduct an in-person inspection to verify the conditions.