New York S09151 regulates insurers' use of aerial images for property coverage decisions.

New York S09151 amends the insurance law to place limitations and requirements on the use of aerial images by insurers. The bill defines "aerial image" as an image of a named insured's property captured from an airborne platform. Insurers must include date-stamped images in non-renewal notices showing specific conditions out of compliance with underwriting guidelines. The bill also mandates that insurers establish a process for insured property owners to provide documentation of completed work to reverse non-renewals.

New York S09151 regulates insurers' use of aerial images for property coverage decisions.

New York S09151 amends the insurance law to place limitations and requirements on the use of aerial images by insurers. The bill defines "aerial image" as an image of a named insured's property captured from an airborne platform. Insurers must include date-stamped images in non-renewal notices showing specific conditions out of compliance with underwriting guidelines. The bill also mandates that insurers establish a process for insured property owners to provide documentation of completed work to reverse non-renewals.