The Equity in Fertility Treatment Act amends the definition of infertility and mandates health insurance coverage for in-vitro fertilization.
The Equity in Fertility Treatment Act amends the definition of infertility to include the inability to reproduce without medical intervention and physician findings based on medical history. It mandates that health insurance coverage for in-vitro fertilization treatment cannot be denied based on participation in third-party fertility services and may include annual deductibles and coinsurance. The act requires coverage for three cycles of completed oocyte retrievals and in-vitro fertilization with unlimited embryo transfers from fresh or frozen oocytes or embryos.
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