Requires insurance coverage for backup devices for patients with cochlear implants during initial implantation and for replacements and upgrades.

This bill amends the insurance law to mandate that large group policies providing medical, major medical, or similar comprehensive-type coverage must include coverage for backup cochlear implant devices. These devices are essential for patients with severe to profound sensorineural hearing loss, ensuring continuous access to necessary equipment, including during upgrades and replacements. The coverage must be provided as long as the insured is actively using the cochlear implant and for the duration of their need for the device.

Requires insurance coverage for backup devices for patients with cochlear implants during initial implantation and for replacements and upgrades.

This bill amends the insurance law to mandate that large group policies providing medical, major medical, or similar comprehensive-type coverage must include coverage for backup cochlear implant devices. These devices are essential for patients with severe to profound sensorineural hearing loss, ensuring continuous access to necessary equipment, including during upgrades and replacements. The coverage must be provided as long as the insured is actively using the cochlear implant and for the duration of their need for the device.