Prescribes requirements and safeguards for the use of artificial intelligence in health and accident insurance utilization review.
This bill amends the public health law and the insurance law to establish requirements and safeguards for the use of artificial intelligence, algorithms, or other software tools in utilization review for health and accident insurance. It mandates that these tools must be fairly and equitably applied, open to inspection for audits, and not discriminate against insureds. The tools must also comply with federal regulations and guidance, and not supplant health care provider decision-making.
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