Establishes residential home safety and loss prevention courses certified by the superintendent of financial services, requiring insurers to offer.

This bill creates a program for residential home safety and loss prevention courses certified by the superintendent of financial services. Insurers must provide actuarially appropriate discounts on fire and homeowners insurance premiums to homeowners who complete these courses. The superintendent is directed to issue a report on the program's impact on insurance claims. The program includes rules for course certification, curriculum standards, and ongoing surveillance to ensure the discounts remain actuarially appropriate.

Establishes residential home safety and loss prevention courses certified by the superintendent of financial services, requiring insurers to offer.

This bill creates a program for residential home safety and loss prevention courses certified by the superintendent of financial services. Insurers must provide actuarially appropriate discounts on fire and homeowners insurance premiums to homeowners who complete these courses. The superintendent is directed to issue a report on the program's impact on insurance claims. The program includes rules for course certification, curriculum standards, and ongoing surveillance to ensure the discounts remain actuarially appropriate.