New York S04106 mandates credit reporting agencies to provide creditors with proof of identity theft when requested by the debtor.
New York S04106 amends the general business law to require credit reporting agencies to furnish proof of identity theft to creditors upon a debtor's request. The bill specifies that such proof must include a statement from the debtor, a copy of their driver's license or identification card, and other relevant documents. The agencies must also keep this information on file for seven years. The bill defines acceptable forms of proof, such as a valid police report or a written statement from the debtor.
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