New York S04083 mandates insurance coverage for maternity patients and newborns for specific hospital stays following childbirth.
New York S04083 requires all insurance policies and health maintenance organization contracts to cover maternity patients and their newborns for hospital stays of at least 48 hours following childbirth by natural delivery and 96 hours following childbirth by caesarean section. This law also extends similar coverage to Medicaid recipients. The legislation allows for shorter hospital stays if the mother and treating physician agree to discharge, provided post-discharge follow-up includes home visits by a licensed health care provider.
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