New York S02730 mandates health insurance coverage for prosthetic devices deemed medically necessary for rehabilitative and habilitative purposes.

New York S02730 amends the insurance law to require mandatory health insurance coverage for prosthetic devices, specifically those deemed medically necessary for rehabilitative and habilitative purposes. The coverage must be identical to the essential health benefit coverage chosen by the state and includes costs for repair or replacement due to normal wear and tear, outgrowing, or changes in medical condition. However, it excludes costs covered by the manufacturer's warranty or due to misuse or negligence.

New York S02730 mandates health insurance coverage for prosthetic devices deemed medically necessary for rehabilitative and habilitative purposes.

New York S02730 amends the insurance law to require mandatory health insurance coverage for prosthetic devices, specifically those deemed medically necessary for rehabilitative and habilitative purposes. The coverage must be identical to the essential health benefit coverage chosen by the state and includes costs for repair or replacement due to normal wear and tear, outgrowing, or changes in medical condition. However, it excludes costs covered by the manufacturer's warranty or due to misuse or negligence.