New York S02202 requires consumer reporting agencies to provide consumers with their information at no cost.
New York S02202 amends the general business law to mandate that consumer reporting agencies must furnish consumers with all information in their files upon request and proper identification, at no cost. This includes the sources of the information, except for those acquired solely for investigative consumer reports and not used for other purposes. The bill also requires agencies to disclose recipients of any consumer report furnished within the past two years for employment purposes and within the past six months for other purposes. The act takes effect immediately.
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