New York A08864 amends insurance law to ensure outpatient diagnosis and treatment of substance use disorder is not subject to preauthorization.

New York A08864 amends the insurance law to mandate that policies providing medical, major medical, or similar comprehensive-type coverage must include outpatient coverage for the diagnosis and treatment of substance use disorder, including detoxification and rehabilitation services. This coverage cannot be subject to preauthorization and must not apply financial requirements or treatment limitations that are more restrictive than those applied to substantially all medical and surgical benefits.

New York A08864 amends insurance law to ensure outpatient diagnosis and treatment of substance use disorder is not subject to preauthorization.

New York A08864 amends the insurance law to mandate that policies providing medical, major medical, or similar comprehensive-type coverage must include outpatient coverage for the diagnosis and treatment of substance use disorder, including detoxification and rehabilitation services. This coverage cannot be subject to preauthorization and must not apply financial requirements or treatment limitations that are more restrictive than those applied to substantially all medical and surgical benefits.