New York A08721 allows a defendant in a foreclosure action to raise the defense of lack of standing or expiration of the statute of limitations.

New York A08721 amends the real property actions and proceedings law to clarify that a defendant in a foreclosure action does not need to vacate a default judgment to raise the defense of lack of standing or expiration of the statute of limitations. This change ensures that defendants can assert these defenses even if they failed to raise them in a responsive pleading or a pre-answer motion to dismiss. The bill applies to all actions commencing on or after its effective date.

New York A08721 allows a defendant in a foreclosure action to raise the defense of lack of standing or expiration of the statute of limitations.

New York A08721 amends the real property actions and proceedings law to clarify that a defendant in a foreclosure action does not need to vacate a default judgment to raise the defense of lack of standing or expiration of the statute of limitations. This change ensures that defendants can assert these defenses even if they failed to raise them in a responsive pleading or a pre-answer motion to dismiss. The bill applies to all actions commencing on or after its effective date.