New York A08136 authorizes insurance policies to offer programs using rebates or discounts to lower insureds' cost-sharing for prescription drugs.

New York A08136 amends the insurance law to allow insurance policies providing prescription drug coverage with cost-sharing determined by drug category to offer programs using rebates or discounts. These programs can lower insureds' cost-sharing if it is more favorable than the standard cost-sharing. The program must not be considered a separate tier of drug cost-sharing, and details of the program must be included in the policy or contract, with additional information available on a website. The changes take effect January 1, 2026.

New York A08136 authorizes insurance policies to offer programs using rebates or discounts to lower insureds' cost-sharing for prescription drugs.

New York A08136 amends the insurance law to allow insurance policies providing prescription drug coverage with cost-sharing determined by drug category to offer programs using rebates or discounts. These programs can lower insureds' cost-sharing if it is more favorable than the standard cost-sharing. The program must not be considered a separate tier of drug cost-sharing, and details of the program must be included in the policy or contract, with additional information available on a website. The changes take effect January 1, 2026.