Authorizes health insurers and health maintenance organizations to offer reductions in premiums or benefits for participation in wellness programs.

New York A07177 amends the insurance law and public health law to allow health insurers and health maintenance organizations to provide actuarially appropriate reductions in health insurance premiums or other benefits for enrollees or insureds participating in qualified wellness programs. These programs must be approved by the superintendent of financial services and aim to promote physical and mental fitness, health, and well-being. They can include education programs, smoking cessation, weight management, stress management, and other health-related activities.

Authorizes health insurers and health maintenance organizations to offer reductions in premiums or benefits for participation in wellness programs.

New York A07177 amends the insurance law and public health law to allow health insurers and health maintenance organizations to provide actuarially appropriate reductions in health insurance premiums or other benefits for enrollees or insureds participating in qualified wellness programs. These programs must be approved by the superintendent of financial services and aim to promote physical and mental fitness, health, and well-being. They can include education programs, smoking cessation, weight management, stress management, and other health-related activities.