Expands insurance coverage for in vitro fertilization; includes coverage under individual policies.

New York A07175 amends the insurance law to expand coverage for in vitro fertilization, including coverage under individual policies. It mandates coverage for three complete oocyte retrievals and in vitro fertilization with unlimited embryo transfers from fresh or frozen oocytes or embryos from a covered retrieval. Coverage may be subject to annual deductibles and coinsurance, including copayments, as deemed appropriate by the superintendent.

Expands insurance coverage for in vitro fertilization; includes coverage under individual policies.

New York A07175 amends the insurance law to expand coverage for in vitro fertilization, including coverage under individual policies. It mandates coverage for three complete oocyte retrievals and in vitro fertilization with unlimited embryo transfers from fresh or frozen oocytes or embryos from a covered retrieval. Coverage may be subject to annual deductibles and coinsurance, including copayments, as deemed appropriate by the superintendent.