New York A05389 requires insurance policies covering inpatient hospital care to include benefits for child and family treatment and support services.

New York A05389 amends the insurance law to mandate that all policies providing coverage for inpatient hospital care must also include benefits for child and family treatment and support services and children's home and community based services. These services include inpatient care in hospitals, sub-acute care in residential facilities, and outpatient care provided by various licensed and certified facilities. The changes will take effect on January 1, 2026, and apply to policies and contracts issued, renewed, amended, modified, or altered on or after that date.

New York A05389 requires insurance policies covering inpatient hospital care to include benefits for child and family treatment and support services.

New York A05389 amends the insurance law to mandate that all policies providing coverage for inpatient hospital care must also include benefits for child and family treatment and support services and children's home and community based services. These services include inpatient care in hospitals, sub-acute care in residential facilities, and outpatient care provided by various licensed and certified facilities. The changes will take effect on January 1, 2026, and apply to policies and contracts issued, renewed, amended, modified, or altered on or after that date.