New York A05126 implements provisions to protect credit reports of certain consumers.

New York A05126 amends the general business law to implement provisions protecting credit reports of certain consumers. It defines a "protected consumer" as an individual under 16 years old or an incapacitated person with a guardian or conservator. The bill mandates that consumer credit reporting agencies place a security freeze on protected consumers' reports upon request, preventing unauthorized release. It outlines procedures for requesting and removing the freeze, including required documentation and fees.

New York A05126 implements provisions to protect credit reports of certain consumers.

New York A05126 amends the general business law to implement provisions protecting credit reports of certain consumers. It defines a "protected consumer" as an individual under 16 years old or an incapacitated person with a guardian or conservator. The bill mandates that consumer credit reporting agencies place a security freeze on protected consumers' reports upon request, preventing unauthorized release. It outlines procedures for requesting and removing the freeze, including required documentation and fees.