New York bill A04427 prohibits insurers from using external consumer data to unfairly discriminate in insurance rates.

New York bill A04427 amends the insurance law to prohibit insurers from unfairly discriminating based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. It also bans the use of external consumer data and information sources, algorithms, or predictive models that unfairly discriminate. The bill defines "external consumer data and information source" to include credit scores, social media habits, and other personal data.

New York bill A04427 prohibits insurers from using external consumer data to unfairly discriminate in insurance rates.

New York bill A04427 amends the insurance law to prohibit insurers from unfairly discriminating based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. It also bans the use of external consumer data and information sources, algorithms, or predictive models that unfairly discriminate. The bill defines "external consumer data and information source" to include credit scores, social media habits, and other personal data.