New York A03820 amends the insurance law to grant claimants the right to counsel during examinations under oath, require transcription of such.

New York A03820 amends the insurance law to enhance protections for claimants in examinations under oath. It grants claimants the right to be represented by counsel during such examinations, mandates that these examinations be transcribed, and requires insurers to provide claimants with a copy of the transcript within 60 days. Additionally, the bill stipulates that an examination under oath alone cannot serve as the sole basis for denying first party benefits. Insurers must submit allegations of fraud to arbitration and obtain permission from an arbitrator before denying benefits.

New York A03820 amends the insurance law to grant claimants the right to counsel during examinations under oath, require transcription of such.

New York A03820 amends the insurance law to enhance protections for claimants in examinations under oath. It grants claimants the right to be represented by counsel during such examinations, mandates that these examinations be transcribed, and requires insurers to provide claimants with a copy of the transcript within 60 days. Additionally, the bill stipulates that an examination under oath alone cannot serve as the sole basis for denying first party benefits. Insurers must submit allegations of fraud to arbitration and obtain permission from an arbitrator before denying benefits.