Prohibits insurance companies from discriminating based on genetic predisposition and from requiring genetic testing.
The bill amends the insurance law to prohibit insurance companies from discriminating based on genetic predisposition. This includes refusing to issue or renew a policy, charging increased rates, or restricting coverage. The bill also prohibits insurers from requiring genetic testing or using genetic testing results for insurance purposes. Insurers are still allowed to access medical records if permitted by law and to consider medical diagnoses based on genetic tests. The act takes effect immediately.
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