New York A03052 prohibits animal insurance policies from excluding or limiting coverage for pre-existing conditions.

New York A03052 amends the insurance law to add a new section prohibiting animal insurance policies from excluding or limiting coverage for pre-existing conditions. The act applies to insurance contracts issued or renewed after its effective date and to any insurance contract written before the effective date at the next required policy period. This change ensures that pet owners cannot be denied coverage for their pets' pre-existing medical conditions.

New York A03052 prohibits animal insurance policies from excluding or limiting coverage for pre-existing conditions.

New York A03052 amends the insurance law to add a new section prohibiting animal insurance policies from excluding or limiting coverage for pre-existing conditions. The act applies to insurance contracts issued or renewed after its effective date and to any insurance contract written before the effective date at the next required policy period. This change ensures that pet owners cannot be denied coverage for their pets' pre-existing medical conditions.