New York A03039 mandates credit reporting agencies to provide creditors with proof of identity theft upon a debtor's request.

New York A03039 amends the general business law to require credit reporting agencies to furnish proof of identity theft to creditors when requested by the debtor. The bill specifies that such proof can include a valid police report or a written statement from the debtor. Credit reporting agencies must also retain this information for seven years. The bill aims to assist debtors in resolving identity theft issues more effectively by ensuring creditors have the necessary documentation.

New York A03039 mandates credit reporting agencies to provide creditors with proof of identity theft upon a debtor's request.

New York A03039 amends the general business law to require credit reporting agencies to furnish proof of identity theft to creditors when requested by the debtor. The bill specifies that such proof can include a valid police report or a written statement from the debtor. Credit reporting agencies must also retain this information for seven years. The bill aims to assist debtors in resolving identity theft issues more effectively by ensuring creditors have the necessary documentation.