New York A02443 amends the insurance law to clarify coverage requirements for epinephrine auto-injectors, allowing coverage to be subject to the.

New York A02443 amends the insurance law to require health insurance plans to cover epinephrine auto-injectors for emergency treatment of life-threatening allergic reactions. The coverage may be subject to the plan's annual deductible, except for preventive care services. The bill also caps the out-of-pocket cost for these devices at $100 annually, regardless of the insured's deductible or other cost-sharing requirements. This change aims to ensure that individuals with severe allergies have access to necessary medical devices while managing insurance costs.

New York A02443 amends the insurance law to clarify coverage requirements for epinephrine auto-injectors, allowing coverage to be subject to the.

New York A02443 amends the insurance law to require health insurance plans to cover epinephrine auto-injectors for emergency treatment of life-threatening allergic reactions. The coverage may be subject to the plan's annual deductible, except for preventive care services. The bill also caps the out-of-pocket cost for these devices at $100 annually, regardless of the insured's deductible or other cost-sharing requirements. This change aims to ensure that individuals with severe allergies have access to necessary medical devices while managing insurance costs.