New York A00724 regulates pet insurance policies, prohibiting exclusions for pre-existing conditions, congenital anomalies, hereditary disorders, and.

New York A00724 amends the insurance law to add a new article regulating pet insurance policies. It prohibits exclusions for pre-existing conditions, congenital anomalies, hereditary disorders, and chronic conditions. Other exclusions must be prominently disclosed. Policies must provide a free look period and allow policy transfer. Premiums cannot increase based on claims history. The superintendent can impose penalties for violations, which are appealable. The superintendent can also review denied claims. Pet insurers must clearly disclose policy terms and limitations.

New York A00724 regulates pet insurance policies, prohibiting exclusions for pre-existing conditions, congenital anomalies, hereditary disorders, and.

New York A00724 amends the insurance law to add a new article regulating pet insurance policies. It prohibits exclusions for pre-existing conditions, congenital anomalies, hereditary disorders, and chronic conditions. Other exclusions must be prominently disclosed. Policies must provide a free look period and allow policy transfer. Premiums cannot increase based on claims history. The superintendent can impose penalties for violations, which are appealable. The superintendent can also review denied claims. Pet insurers must clearly disclose policy terms and limitations.