Establishes a pilot program for a county self-insured or self-funded health plan in Albany and Schenectady counties, allowing municipalities to join.

The bill authorizes a pilot program for a county self-insured or self-funded health plan in Albany and Schenectady counties. Municipalities in these counties can join the plan with mutual consent and county certification. The plan must meet six requirements, including maintaining a reserve fund of at least 12% of claims, a surplus account of at least 5% of annualized claims, and a minimum deductible of $200,000 to $250,000 per individual claim. The plan must also cover at least 1,000 lives, including retirees but not dependents.

Establishes a pilot program for a county self-insured or self-funded health plan in Albany and Schenectady counties, allowing municipalities to join.

The bill authorizes a pilot program for a county self-insured or self-funded health plan in Albany and Schenectady counties. Municipalities in these counties can join the plan with mutual consent and county certification. The plan must meet six requirements, including maintaining a reserve fund of at least 12% of claims, a surplus account of at least 5% of annualized claims, and a minimum deductible of $200,000 to $250,000 per individual claim. The plan must also cover at least 1,000 lives, including retirees but not dependents.