Maryland SB395 regulates peer-to-peer car sharing programs by establishing insurance and liability requirements.

Maryland SB395 establishes insurance and liability requirements for peer-to-peer car sharing programs. It mandates that shared vehicles must be insured with a policy that provides coverage for bodily injury and property damage during the sharing period. The policy must be primary for the driver but can be secondary if the vehicle is used as a replacement. The Maryland Automobile Insurance Fund is exempt from providing coverage for non-replacement vehicles. The bill also exempts car sharing programs and owners from vicarious liability based on vehicle ownership.

Maryland SB395 regulates peer-to-peer car sharing programs by establishing insurance and liability requirements.

Maryland SB395 establishes insurance and liability requirements for peer-to-peer car sharing programs. It mandates that shared vehicles must be insured with a policy that provides coverage for bodily injury and property damage during the sharing period. The policy must be primary for the driver but can be secondary if the vehicle is used as a replacement. The Maryland Automobile Insurance Fund is exempt from providing coverage for non-replacement vehicles. The bill also exempts car sharing programs and owners from vicarious liability based on vehicle ownership.