SB353

Real Property - Residential Foreclosures - Commencement Restrictions

Introduced·1/23/26
Introduced Text

Maryland SB353 modifies foreclosure rules for residential properties, including timing and documentation requirements.

Maryland SB353 revises the conditions under which a mortgage or deed of trust foreclosure can be initiated on residential properties. It specifies that foreclosure actions may not be filed until certain conditions are met, such as the default occurring after a bankruptcy stay has been lifted or the property being vacant and abandoned. The bill also outlines the documents required for foreclosure, including loss mitigation affidavits, prefile mediation reports, and statements regarding the election to participate in mediation.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

Calendar

Feb 3

2:00 PM

Senate Judicial Proceedings Hearing

History

Apr 13

Senate

Favorable with Amendments Report by Judicial Proceedings

Jan 28

Senate

Hearing 2/03 at 2:00 p.m.

Jan 23

Senate

First Reading Judicial Proceedings